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TERMS AND CONDITIONS

TERMS AND CONDITIONS

By using and accessing the Kryptoia.com website and the services available on this Website, you agree to be bound by the terms and conditions set out in these Terms of Service. The services provided on this Web Site include access to data, information, reports, opinions and news in various formats, including such data or information provided by third party content providers (“Information Providers”); search engines; electronic communications; registration; calendaring facilities; (the “Services”). If you do not agree to these Terms of Service, please do not access this Web Site and the Services.

YOUR DATA. “Your Data” means any data, content, code, video, images or other materials of any type that you upload, submit or otherwise transmit to or through Hosted Services. You will retain all right, title and interest in and to Your Data in the form provided to Kryptoia.com. Subject to the terms of this Agreement, you hereby grant to Kryptoia.com a non-exclusive, worldwide, royalty-free right to (a) collect, use, copy, store, transmit, modify and create derivative works of Your Data, in each case solely to the extent necessary to provide the applicable Hosted Service to you and (b) for Hosted Services that enable you to share Your Data or interact with other people, to distribute and publicly perform and display Your Data as you (or your Authorized Users) direct or enable through the Hosted Service. Kryptoia.com may also access your account or instance in order to respond to your support requests.

DISCLAIMER. Kryptoia.com provides the Services on an “as is, as available” basis. Kryptoia.com, its employees, related corporations, associates and affiliates make no representations, endorsements or warranties of any kind whatsoever about the Services, including advertisements supplied by the respective advertisers and their creditworthiness, and in no event shall Kryptoia.com be liable to any party for any damages, claims, expenses or losses of any kind arising from or in connection with any use of or reliance on the accuracy, availability, currency, title, non-infringement, quality, reliability, suitability, merchantability, fitness for purpose and completeness of the Services and contents of this Web Site. Due to the open nature of the Internet, Kryptoia.com does not warrant that this Web Site or the Services are or will be virus-free.

INTELLECTUAL PROPERTY. Kryptoia.com reserves all intellectual property rights to this Web Site and the Services, including international copyright and trade mark rights. All other names, products and marks mentioned in this Web Site are the intellectual property of their respective owners. No materials provided through this Web Site, including text, graphics, code, audio, video and/or software may be reproduced, modified, adapted, distributed, published, displayed, uploaded, posted, transmitted or hyperlinked in any manner and in any form without the express, prior written approval of Kryptoia.com and the respective copyright and trade mark holders. The Services are for the user’s personal consumption only, and the user may not engage in any dealings with other parties with such services and contents. Such dealings include dealings which will adversely affect the commercial value of the Services provided by TheKryptoLab.com. You may not also insert a hyperlink to this Web Site (or any part of this Web Site) on any other web site or mirror any of the contents contained on this Web Site on any other server. Nothing herein shall be construed as granting any right or any license to any trademarks or content on this Web Site without the written permission of Kryptoia.com or the respective intellectual property owners. , the Kryptoia.com logo and/or other Kryptoia.com products and services appearing on this Web Site are the trademarks and service marks of Kryptoia.com and may be registered in certain jurisdictions. In addition, other product names, company names, marks and logos appearing on this Web Site may be the trademarks and service marks of their respective owners.

SOFTWARE DEVICES. Kryptoia.com forbids the use of any robot, spider, automatic device, webbot, crawler, screen-scrape, manual process, software or routine which may interfere with the proper operation of this Web Site or any transactions being conducted on this Web Site or which may interfere with the operation of any other computer or with other users’ use of this Web Site. This Web Site may use cookies, javascript, shockwave and other web technologies to enhance the online experience for the user and for security purposes. The use of this Web Site and the services offered by Kryptoia.com is subject to such additional terms and conditions as Kryptoia.com may prescribe from time to time. Please note where the use of the Services require the acknowledgment of TheKryptoLab.com, such acknowledgment shall not be presumed to be given until the user has received such acknowledgment whether in electronic form or otherwise as specified by TheKryptoLab.com.

PROHIBITED PERSONS. You may not use your Account or our Services in connection with a Person for whom it is prohibited by law to do so including: (a) Listed terrorists; (b) Listed terrorist groups or organizations; (c) A Person known, or suspected by you, to be involved in terrorist activities who may be unlisted; (d) A Person who is subject to economic or trade sanctions in the jurisdictions in which we operate; (e) A Person who is in a country that is subject to sanctions in the jurisdictions in which we operate; (f) A Person listed on Interpol or on the Most Wanted Lists in jurisdictions in which we operate; (g) A Person who is, or is alleged to be, a member of, or affiliated or associated with, a transnational criminal organization or who is affiliated or associated with Persons who are known to be associated with a transnational criminal organization; (h) A Person who is listed as a politically exposed person under anti-bribery legislation; and (i) Any other Person who, in our sole discretion, is involved in activities or is associated with Persons who carry a reputational risk to us, our Services, our Authorized Providers or the integrity of the financial system.

INDEPENDENT ADVICE. By making available information and data pursuant to the Service, including facts, views, opinions and recommendations of individuals and organizations of deemed interest, Kryptoia.com and its Information Providers are not giving or purporting to give or representing or holding themselves out as giving financial, investment, tax, legal and other professional advice. Users shall always seek the relevant independent professional advice before otherwise making any such financial, legal or commercial decisions. Just for the avoidance of doubt, Kryptoia.com assumes no responsibility for or make any representations, endorsements or warranties of any kind whatsoever with respect to, the accuracy, timeliness and completeness of the stock quotes, stock charts, forward-looking statements, opinions, recommendations, analyses and any other form of investor and/or financial information available on this website, whether provided by Kryptoia.com, its shareholders, any content providers or by third parties (the “Financial Information”). Any Financial Information available on this website is not indicative of future performance.

INFORMATION, OPINIONS AND LINKS. Kryptoia.com cannot and does not endorse, and cannot be responsible for, the messages, views, opinions, research and recommendations of individuals, users, and organizations of deemed interest, or advocate any commercial dealings in any securities, investments or classes of securities or investments nor does the inclusion in this Web Site of a link to other web site(s) or resources imply any form of endorsement by Kryptoia.com. While the information on this Web Site has been obtained from sources believed to be reliable, none of the data, news, information, reports or opinions nor any of the recommendations (if any) has been customized for any specific person or class of persons. No such data, news, information, reports or opinions or recommendation is to be construed as an offer, solicitation or recommendation to any person or class of persons to use the services of any advertiser herein. The information and data available on this Web Site presented in text, graphics or whatever form, may include inaccuracies or errors and Kryptoia.com and its Information Providers reserve the right to periodically make changes to the information or data on this Web Site.

ELECTRONIC COMMUNICATIONS. Due to the inherent hazards of electronic distribution, this Web Site and the Services may be unavailable from time to time due to required maintenance, telecommunications or electronic or other systems failures or interruptions (whether of Kryptoia.com or any third party) or other disruptions. Kryptoia.com shall not be liable to users or any third parties for any losses or damages suffered as a result thereof. As information transmitted through the Internet in general is not confidential, Kryptoia.com cannot guarantee the privacy or protection of the user. In addition, all information submitted through this Web Site and/or the Services may be unsecured and shall be treated as non-confidential and non-proprietary save for information submitted through the job enquiry/ application and training registration channels which shall be treated as confidential only. Furthermore, you undertake not to submit any information or materials through this Web Site and/or the Services that are or may be offensive, illegal or which may not be lawfully disseminated under the laws of the Republic of Singapore or any other country or which submission has not been consented to by such persons entitled to object to the submission of such information or materials.